About Year-End Moves

Year-End Moves is an independent, advertising-supported website. Most tax decisions that matter are made before the year ends, but most tax advice shows up in March. We build simple calculators and straight-talking guides so you can see the numbers while there is still time to act.

What we publish

Calculators for capital gains tax, the standard versus itemized deduction, bracket room and Roth conversions, tax-loss harvesting, charitable bunching and required minimum distributions, plus guides to the year-end moves behind them.

How we research

Every figure comes from a primary source: IRS revenue procedures, IRS publications and topics, Treasury and Congressional documents, and the Internal Revenue Code. Each page links its sources and shows when it was last reviewed. Where a figure for 2027 has not been published, we say so instead of guessing. Every figure that comes from a third party is linked at the bottom of the page where it is used, and every page shows when it was last reviewed. If a carrier, retailer or organisation changes its published information, the official source wins over anything on this site.

How the tools work

Everything runs in your browser. The incomes, gains and balances you type are not sent to our servers and are not stored.

How we make money

Year-End Moves shows advertising (Google AdSense) and does not accept payment from insurers, brokers, banks or any company in exchange for coverage in our guides. We do not sell leads, and we do not sell or recommend any specific insurance policy or financial product.

Corrections

If you spot an error, tell us through the contact page. We correct factual mistakes quickly and update the “last updated” date when we do.